Saving money can sometimes feel like an uphill battle, especially when expenses seem to pile up at every turn. There were few times that I needed extra savings, but I felt there was no more room in my budget. But when you actually think about it, there are many ways you can sneakily save money without feeling like you’re sacrificing too much. The best part is, a lot of these techniques can be done at home and under the radar. Here are 20 ways you can make subtle changes each day to save money.
20 Sneaky Ways To Save Money
Reuse Cutlery and Dishes: Instead of constantly buying disposable cutlery and dishes, invest in high-quality, reusable ones. This can help you save money in the long run and reduce waste. Kurt and I do our best to use our glass plates, bowls and cutlery as often as possible. Years ago we purchased affordable sets off of Amazon, and typically use paper products when we have large gatherings.
Cut Down on Alcohol and Coffee: These beverages can add up in cost over time. Try limiting your consumption to special occasions or switching to homemade alternatives. We don’t drink coffee, and barely drink alcohol- but we do have many friends and family members who make their own coffee before heading out the door each morning.
Cancel Subscriptions: Assess your subscription services and consider canceling the ones you don’t use or need. This includes streaming services, gym memberships, and magazine subscriptions.
Plan Your Meals: Meal planning can help you save money by reducing food waste and preventing impulse purchases. It also allows you to take advantage of sales and discounts. I love coupons, and I especially enjoy combining them with store sales to score even bigger sales.
Do Your Own Nails: Opt for DIY manicures and pedicures instead of regular salon appointments. You can invest in some basic nail tools and polish to achieve professional-looking results at home.
Wash Your Own Car: Skip the car wash and give your vehicle a thorough clean at home. It’s not only a great way to save money but also a good workout! I did this last weekend: I took some glass cleaner, re-usable rags, a hand vacuum, and a garbage bag. In less than 20 minutes, my car was free of clutter, smelled great, and I saved about $35. Since I already have my own cleaning products, cleaning my own car can help me save hundreds of dollars each year.
Cook Your Own Meals: Eating out can be expensive, so try cooking your own meals at home. You can prepare large batches and freeze portions for later use. I’m a big proponent of cooking at home, especially with all of the benefits that come with it, including:
- Healthier Ingredients and Portion Control: Cooking at home allows you to choose healthier ingredients and control portion sizes. You have the ability to use fresh produce, whole grains, and lean proteins, which can help you create balanced and nutritious meals. Additionally, cooking at home can help you avoid the added sugars, sodium, and unhealthy fats often found in restaurant meals and processed foods.
- Better Control Over Dietary Restrictions and Allergies: If you have dietary restrictions or allergies, cooking at home allows you to have better control over the ingredients in your meals, ensuring that they meet your specific dietary needs. You can avoid common allergens or ingredients that may trigger sensitivities or reactions.
- Improved Cooking Skills and Creativity: Cooking at home can help you improve your cooking skills and culinary creativity. As you experiment with different recipes and ingredients, you can learn new techniques, flavor combinations, and cooking methods. This can make cooking at home more enjoyable and rewarding, and it can also help you develop a deeper appreciation for food and its preparation.
- Family Bonding and Social Interaction: Cooking and eating meals together at home can provide opportunities for family bonding and social interaction. It can be a time to catch up on each other’s day, share stories, and create lasting memories. Additionally, involving family members in meal preparation can promote teamwork, communication, and problem-solving skills.
- Reduced Environmental Impact: Cooking meals at home can help reduce your environmental impact. By using reusable containers, cooking appliances, and utensils, you can decrease your consumption of single-use plastics and packaging. Additionally, buying locally sourced and seasonal ingredients can support local farmers and reduce the carbon footprint associated with transportation.
Use Public Transportation or Carpool: If you live in an area with good public transportation, consider using it instead of driving. Carpooling with friends or coworkers can also help save money on gas and maintenance.
Opt for Homemade Gifts: Instead of buying expensive gifts, consider making your own. Personalized gifts can be more meaningful and cost-effective.
Reduce Meat Consumption: Meat is often one of the most expensive items on grocery lists. Consider reducing your meat consumption or opting for less expensive cuts. You can gather protein from other sources, such as beans, eggs, certain vegetables.
Cut Your Own Hair: Instead of going to the salon every few weeks, try trimming your own hair at home. There are plenty of tutorials online that can help you master the basics.
Sell Unused Items: Take inventory of your belongings and sell items you no longer need or use. You can use platforms like eBay, Facebook Marketplace, or host a garage sale.
DIY Home Repairs: Learn to tackle minor home repairs yourself instead of hiring professionals. There are plenty of tutorials and guides available online for almost every home repair task. A reoccurring repair in our home typically involves clothes. There have been so many times when I’ve re-sewn buttons onto jackets, fixed holes in shirts, and closed up pockets.
Use Cashback Apps: Take advantage of cashback apps and websites to earn money on everyday purchases. This can add up to significant savings over time.
Shop Smart: Before making a purchase, shop around for the best deals, compare prices, and use coupons or discount codes whenever possible.
Grow Your Own Produce: Consider growing your own fruits and vegetables, either in a garden or in containers. This can save money on grocery bills and provide fresh, organic produce.
Borrow or Rent: Instead of buying expensive items that you only need temporarily, consider borrowing or renting them. This can save money and reduce clutter.
Bulk Buy: Buying items in bulk can be cheaper in the long run. Just be sure to check expiration dates and only buy items you know you’ll use.
DIY Cleaning Products: Instead of buying expensive cleaning products, try making your own using simple ingredients like vinegar, baking soda, and essential oils.
Practice Minimalism: Adopting a minimalist lifestyle can help you save money by reducing unnecessary expenses and focusing on what truly matters.
Saving money doesn’t have to involve drastic lifestyle changes or sacrifices. By making subtle adjustments to your daily routines and habits, you can save money without feeling like you’re giving up too much. Small changes can add up to significant savings over time and help you achieve your financial goals.